Cost coverage
A prerequisite for inpatient hospitalization to our clinic is the prescription of medically necessary hospital treatment, the promise of the receiving hospital and the (previous) promise (declaration of cost coverage) from your health insurance company. Your health insurance company has your application for the cost of inpatient treatment in the TCM-Klinik Bad Kötzting quickly, at the latest within three weeks after receipt of the application or in cases in which an expert opinion, in particular from the medical service of the health insurance (medical service), decision is made within five weeks of receipt of the application. If your health insurer does not decide on your application within these statutory periods, it will be considered approved.
If you’re insured by law
The health insurance companies cover the costs of inpatient treatment in a double room. This gives you all the medically necessary treatments.
If you are legally insured but do not have your health insurance to cover the costs or your health insurance covers only part of the costs, you are considered to be the self-payer, this means the costs not covered by your health insurance will be billed directly to you.
For insured patients from abroad, the same procedure applies as for German insured patients, provided that the written approval of the foreign health insurance company with a German health insurance provider is available according to the social agreement of both countries, otherwise you are a self-paying private patient.
For more information on care rates, optional services and payment modalities, please refer to our catalog of services.
If you are privately insured or entitled to benefits
Private patients, persons entitled to benefits and health insurance patients with no or only partial reimbursement of costs are considered self-payers. The clinic settles the costs directly with you. Medical services are billed according to or in accordance with GOÄ. After leaving the TCM-Klinik Bad Kötzting, you will receive an invoice. We point out that reimbursement by reimbursement agencies is not always guaranteed.
Private clinics classify our clinic as an “acute hospital”. Nevertheless, we recommend that you apply for your insurance company to cover the costs before you begin.
According to existing case law, inpatient treatment at the TCM-Klinik Bad Kötzting is fundamentally eligible for hospital treatment. Please contact your responsible grant office before you are hospitalized.
For more information on care rates, optional services and payment modalities, please refer to our catalog of services .
Optional services
It is of course possible to arrange individual optional services (single room, medical services). The costs for this will be invoiced separately, the payment will be made on the day you leave. For more information on care rates, optional services and payment modalities, please refer to our catalog of services .